Family Health Insurance Plans In India :-

hello freind aaj me aapko individual health insurance plan aur family insurance ke bare me dettail se jankari de raha hu ab tak aapp how to find the best health insurance plan for me ke bare me soch rahe honge aur bahut si jagah par search bhi kar rahe honge but aaj best health insurance plans in hindi me full dettails se jankari share karunga jisse aapko ji insurance plans me benifit lage usko le aur apani family aur apna kisi ka bhi insurance le sakte hai ek baat or aajkal intenet technology chal gayi hai jisee sabhi kaam net se hone lage ab aap soch rahe honge online health insurance kaise kare health insurance plans buy kaise kare insurance online kaise kare full jankari hindi me sabhi sawal ka jawab aapko iss post ke jariye mil jayega

Best Health Insurance Plans Family Ke Liye


india me sabse best family Floater health insurance scheme ke liye bahut sare plans hote hai apni helth ke liye insurance scheme plans ke liye ham bahut se online websites pae jakar inforamation lete hai agar apane facorable yojana ka pata karne ke liye ham bahut se isurance agent ke pass jate hai jaise insurance scheme choice karte hai phir ham uss insurance ke benifit pata karte hai phir jab jakar bhema yojan lete hai ek person ke liye jo insurance scheme best hai jaruri nahi ki dusre ke liye best insurance ho lakin yaha par hame apne helth ke liye dekhanan hai insurance karne ke liye bahut si insurance company plans costly aur kam costly hote hai aise me jayada loag insurance ke mamle me jitna sasta plans hota hai usse choice karte hai insurance bhema yajna ke nivest ki jarurt par jor dete hai kyuki isse Income tax act ke liye best benifit le sakte hai life insurance kya hai aur helth insurance kya hai ? helth insurance ek Compulsory scheme hoti hai jisse hame apane helth ke liye kar sakte hai isame helth ki dekhbal aur costly me help karta hai aap apne family ke liye helth insurance plans choice kar sakte hai jo future ke liye best hote hai

india ke sabse best helth insurance plans

1. Star Health Senior Citizen Red Carpet
2. Star Health Cardiac Care
3. Apollo Munich Optima Restore
4. Bajaj Allianz Health Insurance for Individual
5. Max Bupa Heartbeat
6. Religare ‘Care’ – Health Insurance Policy
7. New India Assurance Janata Mediclaim Policy
8. Bharti AXA SmartHealth
9. Oriental Insurance Happy Family Floater
10. L&T my:health Medisure Prime Insurance




1. Oriental Insurance 

oriental insurance company ek health insurance company hai jisse ham apni health ka insurance buy kar sakte hai oriental insurance ke family floater offered plans hai jisse aap buy karne ke liye discount and offers se purchase kar sakte hai the oriental insurance company ltd ek happy family Flotter plan provided karti hai Oriental Insurance Happy Family Floor Plan buy karne ke liye iski Premium cost 9297 rupes hoti hai iss Happy family floater plan ke tahat insurance company ke total Treatment expenses ka 10 % aur patient ke liye 10 precent ka expenses diya jata hai pahle se mojud bhimari ke liye ye scheme 4 year ke baad cover karna start karti hai oriental insurance scheme ke liye room rent ke liye 5000 rupes diye jate hai free health inspection is scheme ke dwara di jati hai iss yojana ke me boarding and nursing expenses, ICU expenses, surgeon, medical practitioner, consultants, specialists fees, anesthesia, blood, oxygen, operation theatre charges, medicines and drugs, x-ray, dialysis, chemotherapy, radiotherapy, cost of pacemaker,  sabhi ko cover karti hai


Standout Features:

  • A floater covering the proposer and his/her family under one sum insured
  • The sum insured floats over all the beneficiaries under the policy.
  • No medical screening up to the age of 60 years
  • Personal accident add-on (including death and disability)
  • Discount in overseas mediclaim policy premium when family floater policy is taken
  • Discount in premium if TPA services are not opted
  • Domiciliary hospitalization
  • Organ donor’s expenses covered
  • Midterm inclusion of members (for newlywed spouse)
  • The insured gets to enjoy a discount of 5% on the premium on every claim free year (up to a maximum of 20%)
  • Daily hospital cash allowance (for gold plan)
  • Attendant allowance (for gold plan)
  • Life hardship survival benefit (for gold plan)




  • 30 days initial waiting period, before which no coverage is given (except in case of an accident or emergency)
  • 4 years waiting period for pre-existing diseases
  • 2 years waiting period for specific diseases like cataract, hernia, renal stones etc.
  • Dental treatment except arising out of accident
  • Cosmetic surgery
  • Pregnancy and child birth

2. Star Health 

Star Health and Allied Insurance Company ki insurance scheme ka name Family optima hai iss scheme me covering kiye gaye aur cover bahi kiye gaye sabhi benifit ki report yaha diya gaya hai star health family optima ke premium ki cost 11,055 rupes hai 32 million cardiac patients, no insurer ki help karne ke liye koi bhi insurance le sakta hai room ka rent uss city par depend karta hai jaha rogi ko health ki jach ki jati hia aur iski seema 20000 rupes se 15000 rupes tak cost free hai Free health check-up consultation fee aur health inspection ko iss scheme se samil kiya gaya hai


tandout Features:

  • Created for cardiac patients aged between 10-65 years
  • Lifelong renewal (no age limit for renewal)
  • Cardiac ailments get covered right after 3 months from the commencement of the policy
  • All the insured persons will have to go through a medical screening
  • Coverage for cardiac ailments requiring surgery /intervention
  • Coverage for cardiac medical management (only for Gold plan)


3. Bharti AXA

Bharti AXA Smart Health An Innovative Insurance Plan hai jo healthcare ki health ka dyan rakhti hai isaka use aap Inbuilt serious insurance re profit, nominal additional cost of personal accident add-on, 11 different price-added benefits kar sakte hai bharti axa ganaral insurance ,smart health scheme deti hai bharti axa smart health scheme primium cost 12,064 rupes hai iss smart health scheme me 100 fisidi cover kiya jata hai others scheme ke tarh isme pahle se mojud bhimar person ka 4 year baad se shuru honga aur room rent puri tarh se insurnce policy covering kiya jayega

Standout features:

  • In-built critical illness cover including 20 critical illnesses – cancer, first heart attack, coronary artery disease, coronary artery bypass surgery, heart valve surgery, surgery to aorta, stroke, kidney failure, aplastic anemia, end stage lung disease, end-stage liver failure, coma, major burns, major organ / bone marrow, transplantation, multiple sclerosis, fulminant hepatitis, motor neuron disease, primary pulmonary hypertension, terminal, illness, bacterial meningitis
  • Personal accident cover at a nominal additional cost
  • Domiciliary hospitalization
  • Dread disease recuperation
  • Transplantation of organs
  • Hospital cash allowance
  • Ambulance charges covered
  • Physiotherapy charges covered
  • Recovery grant (to meet household expenses post hospitalization)
  • Accompanying person’s expenses
  • Parent accommodation as companion for child
  • Out-patient dental emergency treatment (arising out of accident only)
  • Out-patient emergency treatment for accidents
  • Children’s education fund
  • Transportation of mortal remains
  • 5% discount on the renewal premium for every claim-free year (up to a maximum of 25%)
  • Costs of pre-policy health check-up
  • Cost of regular health check-up (for every block of four claim-free years)



4. Max Bupa

Heartbeat ek family ka health insurance plan hai jisme minimal exclusions and unique features hote hai max bupa health insurance company ki ek health scheme ka name Companion Family Floater Scheme hai iss scheme me bahut sare benifities hote hai mex bupa health company family floater paln ke liye aapko primium amount 13,718 rupes se buy karni hoti hai scheme se aapko milne wale benifit kuch aise hai jaise Unlimited waist-rent, lifetime renewal, no-claim bonus and free health check actually iss scheme se pahle mojud bhimari cover ki jayegi

Standout Features:

  • Covers up to 13 relationships under one single policy
  • Free health check-up every second year
  • Direct claim settlement, without the intervention of TPA
  • High deductible option to get a broader coverage at a nominal additional cost
  • No claim-based extra loading
  • Maternity benefit (after 2 year waiting period)
  • Newborn baby cover
  • Vaccination for children up to 12 years
  • 24×7 health advice helpline
  • Relationship manager assigned for claim facilitation (for gold and platinum plan)
  • Consultation and diagnostic tests (for gold and platinum plan)
  • Outpatient benefits (for platinum plan)
  • Lifelong renewal (no age limit for renewal)
  • Organ donor’s expenses covered
  • Organ transplant (if absolutely necessary)
  • Domiciliary treatment
  • Emergency ambulance expenses


5 . ICICI Lombard General Insurance

ICICI Lombard General Insurance ki ek scheme ihealth scheme hai iss scheme ki primium cost 14,668 rupes hai ye scheme ke tahat kisi tarh ka koi rok nahi hai aur cover 10 precent hai others all health insurance company ki jaise pahle se mojud bhimari ko caver iss scheme ke 4 years ke baad start hoti hai isse policy puri tarh se cover kar liya jata hai


6. Apollo Munich

Apollo Munich Optima Restore ek best family health insurance plan hai jisme ek time se pahle insurance use kiya jata hai insurace owner bacha hua time me bhi open rahti hai lakin apollo munich ke Optima Restore start karne se pahle ki hai ye ek best insurance plan hai jisee apollo munich health insurance limited ki scheme ka name Optima Restore hai Optima Restore ke liye primium cost 15,274 rupes hai iss scheme me aapke 100 parcent cover milta hai pahle se mojud bhimari ka cover only 3 year ke baad shuru honga


Standout Features:

  • Post hospitalization coverage extends to 180 days (the usual period is 60 days)
  • Domiciliary treatment covered
  • Emergency ambulance covered
  • Lifelong renewal (no age limit for renewal)
  • Expenses for organ donor covered
  • Restore benefit
  • 50% increase in sum assured for every claim free year (up to a maximum of 100%)
  • 7.5% discount when the tenure is 2 years

Regular Features:

  • In-patient hospitalization expenses covered
  • Pre and post hospitalization expenses covered
  • Day care procedures covered
  • Tax benefits under section 80D

7. Signa TTK


Signa TTK Health Insurance Company Limited se prapt ki jane wali scheme pro health plus hai pro health plus scheme ki primium ki cost 16,063 rupes hai sabhi insurance policy ki jaise isame bhi pahle se bhimar persone se pahle 4 year ke baad me insurance start kiya jayaga room ranr ki puri tarh insurace company hi expenses cover karengi


8. New India Assurance Janata Mediclaim Policy

new india insurance india me sabse pahli insurance company hai aur health insurance ke area me sabse jayada trust karne wali new india insurace company ke nam se jana jata hai kai insurance plan hame deti hai jinse people madicle policy sabse best hoti hai aur only isiliye sabse low price plan hai jisse har koi bhi use kar sakta hai

Standout Features:

  • Ambulance charges covered
  • Coverage is given to Ayurvedic/Homeopathic and Unani system of medicine
  • Discount in premium for family cover
  • Loyalty discount
  • Good health discount.
  • Cumulative bonus
  • Cost of health check up

Regular Features:

  • In-patient hospitalization expenses covered
  • Pre and post hospitalization expenses covered
  • Day-care treatment
  • Tax benefits under section 80D

9. ata AIG

Medi Prime, Tata AIG General Insurance Company Limited ki iss scheme hai iss prime scheme ke primium coslty 15,488 rupes hai jayadar insurance company ki isaki toyal amount ka 100 precent cover kar liya jata hai pahle se mojud bhimar ke pahle 4 year ke baad insurance start ki jayagi hai


10 . L&T my:health Medisure Prime Insurance

surprise ki baat hai surprise L&T my:health insurance best insurance plan me se ek hai meri list sabse last me kyu hai ye ek aisa plan hai jiske sabhi plan me sabhi features leti hai aur isse ek hi pack karti hai 2012 me neelsan dwara kiye gaye Survey me sabse best insurance company hai


Standout Features:

  • Two-fold sum insured in the event of critical illness
  • Maternity benefits (up to Rs 50,000)
  • New born benefits
  • Pre-existing conditions covered, after a probation period of 2 years
  • Reinstatement of the sum insured in case it is exhausted before the end of the policy term
  • Lump-sum recovery benefit given to take care of household expenses post-hospitalization
  • Free health check up every alternate year
  • Cashless settlement will be given within 6 hours
  • Unlimited day care procedures
  • Organ donor’s expenses covered
  • Ambulance charges covered
  • Hospital cash & expenses for accompanying person
  • Concierge Service available on request in select cities
  • Personal case manager assigned to facilitate the claim process
  • 24 X 7 claims assistance
  • Lifelong renewal (no age limit for renewal)
  • Instant Policy issuance without medical tests if you are below 45 years
  • No sub-limits on any medical expenses incurred

Regular Features:

  • In-patient hospitalization expenses covered
  • Pre and post hospitalization expenses covered
  • Increased sum insured on every claim free year
  • Tax benefits as per section 80(D)

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